Keller Williams Ranks Number One With Buyers

For the second consecutive year, JD Power and Associates reports that Keller Williams Realty ranks Pleasanton Home Buyershighest in customer satisfaction with home buyers.

Overall satisfaction was determined by examining three factors for the home-buying experience: agent (47%); office (28%); and package of additional services (25%) according to the J.D. Power and Associates 2009 Home Buyer/Seller StudySM now in its second year.

Click here to read the results of the entire study.

Then contact us and find out why so many buyers are choosing to work with us. Homes sales are significantly up in Pleasanton and mortgage rates continue to remain low. If you are considering buying a home in Pleasanton or the Tri-Valley area contact us for a complimentary consultation. We’ll answer all your questions and help you formulate a strategy for success.

Loan Modification

We pride ourselves on being real estate consultants, not sales people.Mortgage Modification Center

Sometimes our best advice to our clients is NOT to sell your home. For various reasons, this may be the best course for you, especially if you really DON’T WANT to sell.

But what if the mortgage payment(s) on your home has created a serious financial burden? One that puts ownership of your home in jeopardy?

Perhaps your loan has adjusted-or will adjust soon-and the new monthly payment is significantly more than you can afford. Perhaps you have experienced some kind of financial hardship that is making it increasingly difficult to make those monthly payments. Maybe you are no longer able to work overtime at your job. Maybe there has been an illness in your family for which your insurance coverage is not adequate.

How can we help you in these kinds of situations?

Loan modification may be an alternative for you. We can refer you to a mortgage modification company in order to to give you an alternative to selling your home. A mortgage modification company will work with you to modify your existing loan by negotiating directly with banks and lenders on your behalf.

Not all loan modification companies are alike. We will refer you to a reputable company that understands the importance of preserving home ownership and is committed to working diligently and confidentially on your behalf. 

Contact us for a complimentary consultation. We’ll evaluate your personal circumstances, answer all your questions and determine if you are a candidate for loan modification.

Just Listed! 3460 Park Place, Pleasanton

park-front-web.jpgMost popular floor plan in California Place in Pleasanton Meadows, tastefully updated throughout.

  • Kitchen fetaures granite counters, stainless steel appliances, and breakfast Nook.
  • Maple Hardwood flooring throughout the downstairs.
  • Family Room with Fireplace and slider to back yard.
  • Updated Baths with granite counters and marble flooring.
  • Luxurious Master Suite with dual vanities, sunken tub, and walk in closet with custom organizer.
  • Close to Fairlands Elementary School and City Park.

Click here to view for additional information and photos.

Renting Vs. Buying, Part 1

Keys With another recent cut in interest rates, you may be wondering if this is the right time to buy a home. Good rates on mortgages, in combination with more affordable home prices and more homes on the market, make this a great time to buy. Still unsure? Here are some important factors to consider when deciding to rent or buy a home:

TIME:How long will you be in this home? Renting makes the most sense for those who intend to be in the property less than two years. If your timeline is longer than two years, consider purchasing a home. Ownership over several years allows you to build equity in the home through market appreciation and mortgage principal payments.

SAVINGS: How much cash do have on hand? Those with little savings may not have the ability to afford a down payment or costs associated with buying a home. Although 100% financing options are still available, these mortgage products are harder to come by and even harder to qualify for. Lenders have tightened their guidelines significantly. If you are a buyer with solid credit and money in hand for a down payment, you are likely to qualify for a mortgage product with a very competitive rate.

CASH FLOW: Those with limited or sporadic cash flow may be better suited to renting. Although renters must meet monthly rent payments, there are few other costs associated with renting a home. Homeowners must not only meet monthly mortgage payments, but property taxes, home owners insurance, and annual home maintenance expenses as well. General guidelines suggest spending no more than 28% of your income on housing expenses. About 1% of your home’s value will be spent on annual maintenance fees.

Check back for Part 2 of this article.

Valley Marketing Association Makes A Difference

As President of the Valley Marketing Association, I felt it would be a great idea to organize a year-end holiday party to bring industry professionals together for some camaraderie, celebration and community. What started out as a simple idea to have a party turned into a wonderful opportunity to give back to the local Community during a time of great need, with the creation of the Valley Marketing Association’s “Making a Difference Fund”. Read More…